35+ lenders at our fingertips.
That’s where we step in.
We have built strong relationships with over 35+ banks and non-bank lenders around New Zealand so I can find the right fit for you and your goals.
Lendal Mortgages is based in Wellington.
Why choose Lendal
Local
30+ Years Experience
With more than 30 years of combined industry experience, our team brings seasoned expertise, proven insight, and a track record you can rely on.
Access to 35+ Lenders
A team of experts
We help you through the journey
Knowledge in the field
Meet Matt, Wellington’s Recommended Mortgage Advisor
Matt Carr is a specialist mortgage advisor on a mission to offer you the best, unbiased advice for your financial and mortgage needs.
With unique independence from any bank or lender and 15 years of experience with 100s of clients across the country, Matt owns and operates Lendal Mortgages Limited.
We offer premium mortgage advisor services from our offices in Wellington CBD and Johnsonville, servicing Wellington, Upper Hutt, Lower Hutt, Kapiti, and surrounds .
FSPR Number: 1000445
Meet Ari Toufexis, Our Mortgage Advisor
With over two decades of experience in the finance and banking sectors, Ari is renowned for his commitment to building strong relationships and delivering personalised financial solutions. His extensive background in the industry has equipped him with a profound understanding of market dynamics and client needs, enabling Ari to craft bespoke mortgage strategies that align perfectly with individual goals.
Ari is dedicated to not just guiding clients through the complexities of mortgage financing, but also to fostering lasting connections built on trust and transparency. Ari’s approach is centered on listening to clients, understanding their unique circumstances, and providing tailored advice that reflects their personal and financial aspirations.
Whether navigating first-time home purchases, refinancing, complex investment property financing or asset finance. Ari and the team at Lendal can draw on a wealth of industry knowledge and unwavering dedication to ensure that each client receives the best possible outcome.
Ari’s commitment to exceptional service and personalised guidance has earned him a reputation as a trusted and valued partner in achieving financial success.
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Disclosure Guide
Ari Toufexis FSPR Number : 1007991
Why Choose a Specialist Mortgage Advisor?
The Skills and Experience that Set Lendal Mortgages Apart
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Our expertise is trustworthy and steeped in experience
With a thorough understanding of the key lending criteria for each lender, our specialist mortgage advisor creates the best possible structure for your loan based on your specific circumstances.
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Efficiency is at the heart of our process
Your application is used for over 20 of our country’s trusted financial institutions, saving you time and expediting your submission process. Our mortgage specialists do the legwork for you.
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We offer a wide range of options
Our strong relationships with leading institutions across New Zealand enable us to choose between plenty of options according to your needs and how you qualify. We also support your claims for KiwiSaver withdrawals.
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The work comes at no cost to you
Banks and lenders are predominantly responsible for paying Lendal Mortgages, leaving us to focus on finding the best possible solution for your needs. If a fee arises, we’ll let you know in advance. There are no surprises!
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Lendal Mortgages Limited puts you first
Our top mortgage advisors are independent of any bank or lending service. Your needs come first, and we deliver our recommendations with a detailed explanation of why each option is suited to you.
Benefits of Using Lendal Mortgages
What You Stand to Gain When You Work With Us
As a licensed mortgage advisor, we have unique insight into the housing industry. We identify the best lenders and mortgage deals available across the country and pride ourselves on a long list of value-adds:
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Convenience : As your expert mortgage advisor, we have access to the latest interest rate deals. We save you the time you would spend contacting each bank to see if you are eligible. We also prepare the paperwork on your behalf.
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Cost-Efficiency : We take care of the legwork for you, freeing up your time with our expertise. A skilled Mortgage Advisor has the expertise to negotiate better results for you by understanding the current market and placing your needs with the perfect lender.
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Access : Your certified mortgage advisor has access to over 20 banks and non-bank lenders, which enables us to find and access deals that are best suited to your needs.
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Pre-Approval : If you don’t know what property you are looking for, a licensed mortgage advisor can arrange pre-approval so that you have clarity on the exact amount available to you. Having pre-approval beforehand gives you the information you need to optimise the house-hunt experience.
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Expertise : A mortgage advisor is an expert who can explain what you need to know in layperson’s terms. We can advise on the KiwiSaver HomeStart Grant and KiwiSaver First-Home Withdrawal processes. We structure the terms of the loan on your behalf.
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Quality of Service : Over 100 positive reviews on Google confirm our position as a recommended mortgage advisor. Plenty of these customers began their journey with a simple search for a ‘mortgage consultant near me’. Let us do the same for you!
Partner Institutions: Relationships Matter. Here is our list of over 20 financial partners across New Zealand:
What You Need to Qualify for a Loan
Our onboarding process is thorough and sets the stage for seamless, stress-free service. We do the work for you! That’s part of what has earned us our position as a recommended mortgage advisor. Your application depends on the following criteria:
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The interest rate
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The required deposit
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Fees charged upfront
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Mortgage term
Our shortlist of suggested deals is tailored according to your circumstances. Questions we ask include:
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Are you purchasing an existing home, a new-build or an apartment?
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What is your current income?
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How big is your deposit?
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What is your credit history like?
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How much can you afford to budget for mortgage repayments?
Our Expert Knowledge Around Mortgages
How Our Expertise Can Support You on Your Investment Journey
Our certified mortgage advisor assists with sourcing bridging and short-term finance, guides investment property buyers, supports first-time home buyers and advises people looking to upgrade.
Your principal, Matt Carr, draws on nearly twenty years of experience working as an expert financier for clients in retail, business, commercial, and corporate departments of a major bank. His knowledge base extends from residential lending to commercial finance and developments.
Our team acts in a variety of different roles:
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A mortgage advisor presenting the financial position for self-employed
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Re-fixing and re-financing specialist
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Best home loan advisor for new-build construction loans
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Mortgage advisor for first home buyer loans
Expat mortgage advisors for:
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New Zealand citizens living overseas
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Investors from Australia and Singapore purchasing property in New Zealand
Do you have a mortgage or lending question?
I’ve been in the financial industry since 2007 and I’ve been asked a few similar questions, once or twice. So I’ve put together some of my most frequently asked questions if you want to check them out before getting in touch.
