Lendal Mortgages

Your trusted mortgage brokers

Looking for mortgage advice or considering refinancing? Lendal Mortgages is here to help! Our expert team simplifies the complex home loan process, ensuring a stress-free experience from start to finish. Plus, with our fully paperless system, everything is handled online for your convenience. Let us guide you to the best mortgage solution today!

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Residential - Finance and advice

Our residential finance service connects you with the right lenders, sharp rates, and tailored advice to fit your situation, whether you're a first-time buyer, upgrading, refinancing, or building. We’ll guide you through every step of the process so you can move forward with confidence and clarity.

Refix and restructure

Construction loan

Commercial - Finance and advice

We work with a wide range of lenders to secure competitive solutions for property purchases, developments, and business lending. Our team breaks down the complexities, negotiates on your behalf, and ensures you have the right structure in place to support your long-term goals.

Commercial property loan

Business loan

Asset/Equipment finance

Development lending

Why choose Lendal

Lendal Mortgages is here to take the stress and confusion out of getting finance. With decades of experience and a genuinely personal approach, our team works hard to make the lending process simple, clear, and tailored to your needs. Whether you're buying your first home, refinancing, or investing, we’re committed to finding the right lending solution, without the jargon or pressure.

Learn more about us

Local

30+ Years Combined Experience in the Financial Services Industry

Access to 35+ Lenders (including commercial bank accreditations)

A team of experts

We help you through the journey

Knowledge in the field

What our customers say

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Lendal Mortgages blog

What does a Mortgage Broker actually do?

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July 22, 2025

When it comes to applying for a home loan in Aotearoa, the choices seem endless – and the jargon (LVRs, “fixed vs floating”, and more) can feel overwhelming. That’s where a licensed New Zealand Lendal Mortgage broker steps in. Here’s how we help and why using us can make your borrowing journey smoother, smarter, and more successful. 1. Your personalised...

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What is the OCR and how does it affect interest rates in New Zealand?

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June 23, 2025

Kia ora! Let’s unpack the OCR — what it is, why it matters, and how it affects your mortgage and savings. 1. The OCR: Our economic steering wheel 2. How the OCR shapes interest rates When the RBNZ adjusts the OCR, it changes the cost of funds for banks. Here’s how that ripples out: 3. Why the RBNZ adjusts the...

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Why choose Lendal Mortgages for your home loan? Just ask our 5-star reviewers

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May 8, 2025

When it comes to finding the right mortgage broker, trust is everything. Whether you’re a first-time homebuyer or looking to refinance your current mortgage, choosing the right partner can save you time, money, and a lot of stress. That’s where Lendal Mortgages shines, backed by a high volume of 5-star reviews on Google, they’ve built a strong reputation for delivering...

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Experience a stress free mortgage application - Work with a professional mortgage advisor in Wellington

At Lendal Mortgages, our mission is to provide the very best in mortgage solutions with a focus on securing your financial future through the latest, most effective lending options. As a certified and independent mortgage advisor in Wellington, we understand that the right mortgage can significantly enhance not only your financial health but also your overall quality of life and peace of mind.

Our entire team is trained in the art of personalised service, and your satisfaction is always our number one priority, ensuring that your mortgage process is smooth and stress-free.

Why work with Lendal Mortgages - Expert Advice and a Friendly Caring Team

We at Lendal Mortgages, pride ourselves on our extensive access to multiple lenders, allowing us to offer customised assistance tailored to each client’s unique needs. We guide our clients through the entire mortgage process, ensuring a seamless experience from start to finish.

Our comprehensive range of services includes home loans, property investment loans, home loan refinancing, commercial property loans, and business loans. With over 30 years of combined experience in the financial services industry, we bring a wealth of knowledge and expertise to every client interaction, ensuring optimal loan structures and the best possible outcomes.

Your Trusted Path to Financial Freedom - Elevate Your Mortgage Experience with Certified Expertise

Choosing the right financial partner is crucial. As a registered financial advisor, we offer you the independence you crave. Our team of independent mortgage advisors is not tied to any lender, ensuring unbiased advice. Being a local mortgage advisor in Wellington NZ, we understand your unique needs. Recognised as a top mortgage advisor, our reputation precedes us. Rest easy knowing you’re in the hands of licensed and certified mortgage advisors. Lendal Mortgages‘ team of registered advisors is committed to guiding you every step of the way with unbiased mortgage advice. Speak to us about your loan needs.

Empowering Your Financial Journey

Hi, I’m Matt Carr, the owner and your trusted advisor at Lendal Mortgages. We are independent mortgage advisors based in Wellington who have the experience to get you the best mortgage deals.

As experienced mortgage advisors we provide mortgage advice to home and business owners in Wellington, Upper Hutt, Lower Hutt, Khandallah, Johnsonville, Porirua, Kapiti and beyond.